Blog · Life advice · Rant

Nora’s Rant: Why I Won’t Get a Payday Loans

I was thinking about payday loans the other day. And what would be a justifiable reason to take one out.

  1. Medical emergencies

If someone in my family got sick and I was left with big medical bills to pay. Of course, a quick and easy loan would take the pressure off.

  1. Redundancy

If I lost my job (touch wood I won’t) and couldn’t afford my mortgage repayments then a payday loan could keep a roof over mine and my families head. Sensible. A payday loan seems like the lesser of two evils.

  1. Unexpected travel

Not recreational travel, but if someone I love got sick overseas then I may have to travel to them. Understandable.

The above are 3 of the top, universally accepted, reasons according to trusted authority and voice of the nation, Google.

Below are the first 3 reasons that my warped brain came up with as reasons to run out to a company offering payday loans near me. And also the best 3 reasons I have to forbid myself from entertaining the idea. I clearly can’t be trusted.

  1. Travel

Not unexpected emergency travel. Instead, my initial thought was, that if ever my friends are heading somewhere really cool a payday loan could get me on that plane. I mean if all of my friends were going, I can’t not, right? Or what if I’m getting dangerously low on vitamin D and the only cure is a trip to the beach?

  1. Plastic surgery

If ever I get so sick of being told I have a ‘tall nose’. I could well wake up one day and decide that I can’t take it for a day longer and need to get it fixed. Surely then a payday loan would class as emergency medical treatment.

  1. A new car

I can’t honestly say I have the self-control and patience to wait until payday for those last few hundred dollars for a new car. And I do need a reliable car. To get to my job to actually pay off the loan. That goes for anything I may want to buy.

On second thoughts. Maybe I should be searching for payday loans near me. To fund the therapy I so clearly need.


Nora’s guide to finding cheap car insurance near you

Alright ladies it’s time for one of Nora’s “epic” guides. I’m going to show you how to find and compare car insurance. The world is changing, and we gotta change with it. One way is by using technology!

The consistent growth of technology has caused many changes in the world, especially the way people shop. Most potential customers surf the web prior to making a purchase. They are searching for quality, comparable cost and assessing their options. This happens in almost every industry, especially when people are searching for auto insurance quotes. It may seem risky at first. However, careful research and a positive approach can lead you to the best full coverage car insurance available when shopping online for car insurance quotes.

Shopping Options

There are a couple ways to approach the online purchase of auto insurance. You may choose to visit the website of individual coverage providers. These sites will provide all the information about the variety of options they offer for insurance. A second option is to access quotes via websites that allow rate comparison among several coverage providers.  Both are credible options, but the latter puts all your options in one place. Once you find one or more that appeals, you can visit the private sites for more clarity.

Factor in Your Budget

Car insurance is important, and so is the amount you pay for the premium. Prior to your online shopping, determine the amount you will be able to pay. Understand that price is not the sole factor when purchasing auto insurance, but it should be greatly assessed. The number of people that purchase a policy they can’t afford is quite high. It makes sense to consider your budget before obtaining a policy to be certain that you can afford it. Late payments can evolve into missed payments, which could lead to the cancellation of the policy. Once the policy lapses, more severe consequences can occur, such as tickets, suspension of license and increased rates in the future.


Once you have considered the above and gathered all your information, you can begin shopping and apply for insurance quotes. It is recommended that you seek a minimum of three quotes from various companies. You will find that different providers will offer a variety of premiums. The options are based on certain factors such as driving history, discounts and rewards and the coverage that best suits the needs of the driver.

Online shopping for car insurance does not have to be impersonal. Any questions can usually be answered via online chat, phone or by visiting the nearest office if applicable.

How much you pay for car insurance per month will depend on how hard to shop around. So shop around a lot! Compare and compare! Here’s two of the sites I use to find cheap car insurance: